All Certified Development Companies, like THE 504 PROS, get the EXACT SAME note rate when the debenture funds.

What is different (and where some CDCs go for extra profits) are the fees added to the note rate. The SBA has CDCs select from a range of borrower fees that are added to the note rate (it is what we get paid to service the loan).

THE 504 PROS guarantee we will ALWAYS deliver the lowest possible effective rates to our borrowers by selecting the SBA's LOWEST CDC fee.